HIPAA Notice

This Notice of Privacy Practices describes the practices of Health One Alliance LLC, its subsidiaries or affiliates (collectively referred to herein as “Health One Alliance, LLC”) for safeguarding individually identifiable protected health insurance. The terms of this Notice apply to members and dependents for their individual and group health insurance.

We are required by law to maintain the privacy of our members’ and dependents’ protected health information, provide notice of our legal duties and privacy practices with respect to protected health information and notify affected individuals of a breach of their unsecured identifiable protected health information. We are required to abide by the terms of this Notice if it remains in effect. We reserve the right to change the terms of this Notice if it remains in effect. We reserve the right to change the terms of this Notice as necessary and to make the new Notice effective for all protected health information maintained by us. You have the right to request a paper copy of the Notice by sending your request to: Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722.

Uses and Disclosures of Your Protected Health Information Authorization. Except as explained below, we will not use or disclose your protected health information for any purpose unless you have signed a form authorizing our use or disclosure, including most uses and disclosures of psychotherapy notes, uses and disclosures for marketing purposes and disclosures for sale of protected health information. Unless we have taken any action in reliance on the authorization, you have the right to revoke an authorization if the request for revocation is in writing and sent to: Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722. A form to revoke an authorization can be obtained from the Health Information Privacy Officer.

Disclosures for Treatment. We may disclose your protected health information as necessary for your treatment. For instance, a doctor or healthcare facility involved in your care may request your protected health information in our possession to assist in your care.

Uses and Disclosures for Payment. We use and disclose your protected health information as necessary for payment purposes. For instance, we may use your protected health information to process or pay claims, for subrogation, to perform a hospital admission review to determine whether services are for medically necessary care or to perform prospective reviews. We may also disclose information to another insurer to process or pay claims on your behalf.

Uses and Disclosures for Healthcare Operations. We use and disclose your protected health information as necessary for healthcare operations. For instance, we may use or disclose your protected health information for quality assessment and quality improvement, credentialing healthcare providers, premium rating, conducting or arranging for medical review or compliance. We may also disclose your protected health information to another insurer, healthcare facility or healthcare provider for activities such as quality assurance or case management. We may contact your healthcare providers concerning prescription drug or treatment alternatives.

Genetic Information Non-discrimination Act. We are prohibited from using your genetic information for underwriting purposes. Genetic information for purposes of underwriting means, with respect to any individual, information about (i) such individual’s genetic tests, (ii) the genetic tests of family members of such individual, and (iii) the manifestation of a disease or disorder in family members of such individual (i.e., family medical history). It also includes the collection of genetic information for clinical research purposes but excludes information about the sex or age of any individual.

Information Received Pre-enrollment. We may request and receive from you and your healthcare providers’ protected health information prior to your enrollment under the group health insurance policy. We will use this information to determine whether you are eligible to enroll under the policy and to determine the premium rates. If you do not enroll, we will not use or disclose the information we obtained about you for any other purpose. Information provided on enrollment forms or applications will be utilized for all coverages being applied for, some of which may be protected by the state, not federal, privacy laws.

Business Associates. Certain aspects and components of our services are performed by third party persons or organizations pursuant to agreement or contract with us. It may be necessary for us to disclose your protected health information to these third-party persons or organizations that perform services on our behalf. We require them to appropriately safeguard the privacy of your protected health information as required by law.

Family, Friends and Personal Representatives. With your written authorization, we may disclose to family members, close personal friends, or another person you identify, your protected health information relevant to their involvement with your care or paying for your care. If you are unavailable, incapacitated or involved in an emergency, and we determine that a limited disclosure is in your best interests, we may disclose your protected health information to such persons without your approval. We may also disclose your protected health information to public or private entities to assist in disaster relief efforts.

Other Uses and Disclosures. We are permitted or required by law to use or disclose your protected health information, without your authorization, in the following circumstances:

• For any purpose required by law;
• For public health activities (for example, reporting of disease, injury, birth, death or suspicion of child abuse or neglect);
• To a governmental authority if we believe an individual is a victim of abuse, neglect or domestic violence;
• For health oversight activities (for example, inspections, licensure actions or civil, administrative or criminal proceedings or actions);
• For judicial or administrative proceedings (for example, pursuant to a court order, subpoena or discovery request);
• For law enforcement purposes (for example, reporting wounds or injuries or for identifying suspects, witnesses or missing people);
• To coroners and funeral directors;
• For procurement, banking or transplantation of organ, eye or tissue donations;
• For certain research purposes;
• To avert a serious threat to health or safety under certain circumstances;
• For military activities if you are a member of the armed forces, for intelligence or national security issues; or about an inmate or an individual to a correctional institution or law enforcement official having custody; and
• For compliance with workers’ compensation insurance purposes.
• We will adhere to all applicable state and federal laws or regulations that provide additional privacy protections. We will only use or disclose AIDS/HIV-related information, genetic testing information and information pertaining to your mental condition or any substance abuse problems as permitted by state and federal law or regulation. Except for the types of uses and disclosures of protected health information described in this Notice, we may make other uses and disclosures of protected health information only with your written authorization.

Your Rights Regarding the Restriction on Use and Disclosure of Your Protected Health Information. You have the right to request certain restrictions on how we use or disclose your protected health information for treatment, payment or healthcare operations. You also have the right to request restrictions on disclosures to family members or others who are involved in your care or the paying of your healthcare. To request a restriction, you must send a written request to: Privacy Officer, Health One Alliance, LLC, P .O. Box 1128, Dalton, GA 30722. A form to request a restriction can be obtained from the Privacy Officer. We are not required to agree to your request for a restriction, except for a restriction to disclose your protected health information to a health plan if the purpose is to carry out payment or healthcare operations which is not otherwise required by law and the protected health information pertains solely to a healthcare item or service for which a person, other than the health plan, has paid the healthcare provider in full. If we agree to your request for a restriction, you will receive a written acknowledgement from us.

Receiving Confidential Communications of Your Protected Health Information. You have the right to request communications regarding your protected health information from us by alternative means (for example by fax) or at alternative locations. We will accommodate reasonable requests for such alternative means. To request a confidential communication, you must send a written request to: Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722. A form to request a confidential communication can be obtained from the Privacy Officer.

Access to Your Protected Health Information. You have the right to inspect and/or obtain a copy of your protected health information we maintain in your designated record set, with a few exceptions. To request access, you must send a written request to: Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722. A form to request access to your protected health information can be obtained from the Privacy Officer. A fee will be charged to you for copying and postage.

Amendment of Your Protected Health Information. You have the right to request an amendment to your protected health information to correct inaccuracies. To request an amendment, you must send a written request to: Privacy Officer, Health One Alliance, LLC,P .O. Box 1128, Dalton, GA 30722. A form to request an amendment to your protected health information can be obtained from the Privacy Officer. We are not required to grant the request in certain circumstances.

Accounting of Disclosures of Your Protected Health Information. You have the right to receive an accounting of certain disclosures of your protected health information made by us within the six years immediately preceding your request. To request an accounting, you must send a written request to: Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722. A form to request an accounting of your protected health information can be obtained from the Privacy Officer. The first accounting in any 12-month period will be free; however, a fee will be charged to you for any subsequent request for an accounting during that same time.

Complaints. If you believe your privacy rights have been violated, you can send a written complaint to the Privacy Officer, Health One Alliance, LLC, P.O. Box 1128, Dalton, GA 30722 or at hipaa@AlliantPlans.com or to the Secretary of the U.S. Department of Health and Human Services. There will be no retaliation for filing a complaint.

If you have any questions or need any assistance regarding this Notice or your privacy rights, you may contact the Customer Service Department at Health One Alliance, LLC at 1-866-403-2785. If you would like a copy of this Notice of Privacy Practices, please request a copy at hipaa@AlliantPlans.com.